The purpose of this site is to provide information.  Our services are not completely described here and you should contact us directly if you are interested in knowing about or using our investment advisory services.

We are registered nationally with the State of Illinois.

We provide investment information that we believe to be useful and accurate.  However, there cannot be any guarantees.  There are many different interpretations of investment statistics and many different ideas about how to best use them.  None of these offer guarantees.  However, we believe that Index Fund investing is the best of these.

We also provide links to information that we also believe to be useful and accurate.  However, we have no control over this off-site information and cannot guarantee its accuracy.

Below is the lawyers way of saying all this, plus a little more.  Your use of this Website is acknowledgement that you have read and understood the disclaimer.

DISCLAIMER: THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED INTERNET SITE.

Nothing on this site should be interpreted to state or imply that past results are an indication of future performance. This site does not constitute a complete description of our investment services and is for informational purposes only. It is in no way a solicitation or an offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this internet site, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. All investments involve risk, including foreign currency exchange rates, political risks, different methods of accounting and financial reporting, and foreign taxes.